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Terms and Conditions

Effective Date: October 7, 2026
Last Updated: October 7, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomeslongbeachcalifornia.com (the “Website”) and services offered through the Website by I Buy Fire Damaged Homes Long Beach California (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in Long Beach, California.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell.

A Website form submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you execute a legally enforceable transaction agreement, subject to applicable statutory cancellation or termination rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Agents, Wholesalers, and Other Representatives

The Website’s detailed offer form expressly permits a submitter to identify as:

A person submitting property information as an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into an enforceable written transaction agreement.

A preliminary offer may change following due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation method, purchase price, or financial result is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. California Transfer Disclosure Statement

California generally requires a Real Estate Transfer Disclosure Statement (“TDS”) in many transfers of residential property subject to Civil Code section 1102 et seq., subject to statutory exemptions.

The TDS addresses physical property condition, systems, defects, alterations, environmental matters, and other information required by California law.

A direct cash or investor sale is not automatically exempt merely because:

14. TDS Timing

For a conventional covered sale, the seller generally must deliver the TDS as soon as practicable before transfer of title.

Certain real-property sales contracts, lease-options, ground leases coupled with improvements, and other transaction structures can have different timing requirements.

Applicable disclosures should be provided as early as practicable.

15. Late Disclosure and Buyer Termination Rights

If a required TDS or material amendment is delivered after execution of the buyer’s offer, California law generally gives the buyer:

to terminate the offer by written notice.

Nothing in these Terms shortens those statutory periods.

16. TDS Requirements Cannot Simply Be Waived

California law makes a waiver of applicable requirements under the TDS article void as against public policy.

An “as-is” or cash-investor clause therefore should not be represented as automatically eliminating a legally required TDS.

17. TDS Exemptions

California provides specified exemptions for certain transfers, including qualifying:

An exemption should be confirmed for the actual transaction.

18. Fire Damage and the TDS

A fire may create present conditions relevant to multiple disclosure categories, including:

Known material fire-related conditions should not be concealed or misrepresented.

19. Material Facts

California’s disclosure framework preserves duties concerning facts materially affecting the value or desirability of real estate.

Fire-related conditions may be material depending on:

20. No Universal Fire-Document Package

California does not impose one universal rule requiring every seller automatically to provide every:

to every purchaser.

A particular document may nevertheless be:

21. California Natural Hazard Disclosure Statement

California separately requires a Natural Hazard Disclosure Statement (“NHD”) in qualifying residential transactions.

Depending on the property and current law, the NHD addresses specified hazard areas including:

The parcel should be evaluated using current official maps.

22. Historical Fire Damage Is Different From Fire Hazard Severity Zone Status

A property that previously suffered a building fire and a property located within a statutory wildfire hazard zone present different legal questions.

A Long Beach property can have historical structure-fire damage without being located in a High or Very High Fire Hazard Severity Zone.

Conversely, a hazard-zone designation concerns future wildfire hazard rather than proof of prior structural fire damage.

The actual property and current maps control.

23. Long Beach Wildfire Context

Long Beach is highly urbanized and is not within a State Responsibility Area.

Current City planning materials also state that Long Beach has not been identified as a Very High Fire Hazard Severity Zone by CAL FIRE.

However:

24. Additional Wildfire Disclosure for Certain Homes

Where a property subject to California’s residential disclosure law is located in a High or Very High Fire Hazard Severity Zone and the home was built before January 1, 2010, Civil Code section 1102.6f can require an additional wildfire-hardening notice.

For transactions on or after July 1, 2025, that notice also identifies:

This requirement applies only when the statutory property and hazard-zone criteria are actually met.

25. As-Is Transactions

The Website advertises purchase in the property’s current or “as-is” condition.

“As-is” may mean that the purchaser does not require the seller to make repairs before closing.

It does not automatically eliminate:

26. No Universal Requirement to Repair Before Sale

California does not impose one statewide rule requiring every fire-damaged home to be fully restored before sale.

A damaged property may potentially be transferred in its existing condition.

Separate:

may nevertheless affect the property.

27. Long Beach Building Permits

Long Beach’s Building and Safety Bureau generally requires permits for covered:

Depending on the work, separate or combined permits may be required for:

Minor work may qualify for an exemption as determined by the Building Official.

28. Current Long Beach Building Standards

Effective January 1, 2026, Long Beach projects generally must comply with the 2025 California Building Standards Code together with applicable Long Beach Municipal Code requirements.

The adopted code framework includes:

Fire-damage repair should therefore be evaluated under the code in effect for the actual permit application.

29. Fire-Damage Repair Permitting

Fire restoration can require permits for work involving:

The exact scope depends on the nature and severity of the damage.

30. Historic Districts and Coastal Zones

Long Beach states that additional permitting or zoning requirements may apply in:

A fire-damaged property in one of these areas may therefore require review beyond an ordinary repair permit.

A cash acquisition does not eliminate these requirements.

31. Permit Eligibility and Contractors

Long Beach may issue permits to:

An investor acquiring property for renovation and resale should not automatically assume every owner-builder exemption available to an occupying homeowner applies to the investor.

California contractor-licensing rules should be reviewed for the actual project.

32. Cleanup, Demolition, and Restoration

The Website states that it may handle cleanout and related post-sale work.

Any:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated contractor work unless lawfully authorized.

33. Inspections and Due Diligence

The Website advertises a streamlined sale in which the seller does not need to make repairs.

That does not prevent us from conducting acquisition due diligence permitted by the purchase agreement.

Due diligence may include:

34. Fast Offer and Closing Claims

The Website advertises:

Those statements describe intended or possible timing and are not guarantees.

Actual timing may depend on:

35. Fair and Competitive Offer Claims

The Website describes its offers as:

Those descriptions do not guarantee that:

The actual purchase agreement controls the price and terms.

36. No Agent Commissions and Fees

Where a seller completes a genuine direct transaction without a listing broker, a conventional listing-agent commission may not apply.

If a California real estate licensee becomes involved, compensation obligations will be governed by applicable:

37. California Real Estate Licensing

California generally requires a real estate broker license when a person, for compensation or expected compensation, acts for another to perform regulated real estate services.

Those activities include, among other things:

The actual conduct and relationship control.

38. Principal Purchaser Versus Broker

A genuine principal purchaser seeking to acquire property for its own account is differently situated from a person performing brokerage services for another.

Nothing in these Terms authorizes someone to avoid California licensing requirements merely by using labels such as:

The actual conduct controls.

39. California Wholesaling

As of October 7, 2026, California has not enacted the wholesaler-specific licensing and disclosure regime proposed in Assembly Bill 1850.

AB 1850 was held under submission in Assembly Appropriations on May 14, 2026 and has not become law.

These Terms therefore do not represent AB 1850’s proposed requirements as current law.

40. Existing California Brokerage Law Still Applies

The absence of an enacted wholesaler-specific statute does not mean every wholesaling or assignment arrangement is automatically lawful without a license.

Relevant considerations can include:

41. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record title.

A contract holder should not falsely represent that:

42. Assignment Depends on the Contract

Whether a California purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular agreement may be assigned.

43. Homes Already in Foreclosure

California imposes particularly strong protections when an investor purchases a qualifying owner-occupied residence after a notice of default has been recorded.

A covered transaction may fall under California’s Home Equity Sales Contract Act.

These requirements are separate from ordinary seller-disclosure rules.

44. Covered Residence in Foreclosure

A covered “residence in foreclosure” generally involves:

A qualifying purchaser can become an “equity purchaser.”

45. Home Equity Sales Contract Requirements

A covered home equity sales contract is subject to detailed statutory requirements.

Among other things, the contract generally must:

46. Five-Business-Day Equity-Seller Cancellation Right

A covered equity seller generally may cancel until the earlier of:

Nothing in these Website Terms limits that right.

47. Restrictions During the Cancellation Period

During the applicable cancellation period, a covered equity purchaser generally may not undertake actions prohibited by California law concerning premature:

Transaction procedures must comply with the statute.

48. No Misleading Statements to an Equity Seller

A covered equity purchaser may not make untrue or misleading statements concerning matters such as:

49. California Foreclosure Consultants

California separately regulates mortgage foreclosure consultants.

A person may become a covered consultant where, for compensation, the person represents that services will help:

A direct purchaser seeking to acquire the home for its own account should not simultaneously portray itself as the homeowner’s paid foreclosure consultant.

50. Foreclosure-Consultant Contract Requirements

A covered foreclosure-consultant agreement generally must:

51. Five-Business-Day Foreclosure-Consultant Cancellation Right

A covered California homeowner generally may cancel a foreclosure-consultant transaction until midnight of the fifth business day after the date of the transaction.

Until the consultant complies with applicable contract and notice requirements, additional cancellation rights may remain.

52. No Advance Compensation for Covered Foreclosure Consulting

A covered foreclosure consultant generally may not take or request payment until the consultant has completely performed the promised covered services.

California law also restricts covered consultants from obtaining prohibited interests or liens in the homeowner’s residence.

53. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving an offer, or negotiating a purchase does not automatically:

Homeowners facing foreclosure should independently determine applicable deadlines.

54. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

55. Federal Mortgage-Assistance Rules

If a separate service constitutes mortgage-assistance-relief services under federal law, additional federal requirements may regulate:

56. Multilingual Contracts

California provides special protections where specified consumer transactions are negotiated primarily in certain languages.

Where Civil Code section 1632 applies and negotiations occur principally in:

a translation of the contract or agreement may be required before execution.

The Website’s multilingual functionality does not eliminate those rights.

57. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

Certain fiduciary transfers may qualify for disclosure exemptions, but those exemptions are transaction-specific.

58. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

59. Insurance Payout Information

The Website specifically asks whether the seller received an insurance payout.

We may use that information to understand the property’s condition and transaction circumstances.

Providing insurance-payout information does not mean that:

60. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ respective rights concerning:

61. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A property owner seeking assistance negotiating an insurance claim should work with an appropriately licensed professional or attorney where required.

62. Recent Investor Resales After Repairs

California imposes an additional disclosure requirement in specified sales of single-family residential property where:

This rule can be particularly important where an investor acquires, repairs, and quickly resells a fire-damaged house.

63. Contractor and Permit Disclosure on a Recent Resale

Where California Civil Code section 1102.6h applies, the seller may need to disclose qualifying:

Where required permits were obtained by a third party and not supplied to the seller, the statute provides an alternate disclosure process.

64. Tenant-Occupied Property

Sale of Long Beach rental property generally does not itself terminate a lawful tenancy.

A purchaser should evaluate:

A property should not be assumed legally vacant merely because occupants temporarily left after a fire.

65. Long Beach Just Cause for Termination of Tenancies

Long Beach Municipal Code Chapter 8.99 provides local just-cause protections for qualifying tenancies and works alongside California’s statewide Tenant Protection Act.

The City’s current guidance states that qualifying no-fault reasons can include:

Actual exemptions and tenant eligibility must be reviewed for the property.

66. Long Beach Substantial Remodel

Long Beach defines a substantial remodel around specified replacement or substantial modification of structural, electrical, plumbing, or mechanical systems requiring governmental permits, or qualifying hazardous-material abatement, where the work:

Cosmetic improvements and minor work that can safely be performed with the tenant remaining generally do not qualify.

67. Tenant Notice for Substantial Remodel or Demolition

Where Long Beach’s ordinance applies and the owner seeks termination for substantial remodel or demolition, the current City procedure requires detailed notices addressing matters such as:

For qualifying tenants who have lawfully occupied the unit for 12 months or longer, the City’s current guidance generally calls for a 60-day termination notice.

68. Long Beach Relocation Assistance

Where Long Beach’s ordinance applies to a qualifying termination for substantial remodel or demolition, current City guidance requires relocation assistance equal to the greater of:

The payment generally must be made within the timeframe prescribed by the ordinance and City guidance.

Different relocation rules can apply to other no-fault terminations.

69. Re-Rental Rights After Incomplete Remodel or Demolition

Long Beach’s substantial-remodel process contains protections where the stated substantial remodel or demolition is not commenced or completed as represented.

A qualifying tenant may have rights to an offer to re-rent under the same terms and rental rate that existed when the tenant vacated, subject to the ordinance’s conditions.

An acquisition plan should therefore not use a nominal remodel as a pretext to obtain vacancy.

70. Civil Exposure for Improper Tenant Displacement

Long Beach’s current guidance states that intentional violations involving invalid substantial-remodel or demolition terminations can expose an owner to:

Vacant-possession assumptions should therefore be reviewed carefully before a purchase price is finalized.

71. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying housing constructed before 1978.

Nothing on the Website replaces federal requirements.

72. Common Interest Developments

If property is located in a California condominium, planned development, stock cooperative, or other qualifying common-interest development, the seller may have separate obligations concerning:

73. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

74. California Recording Law

California generally prohibits intentionally recording a confidential communication without the consent of all parties, subject to statutory exceptions.

Confidential acquisition calls should therefore not be silently recorded merely because one participant agrees.

Where a call is recorded, appropriate notice and legally sufficient consent should be obtained from all participants before recording.

75. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

76. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will include an unsubscribe mechanism.

77. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law requires to be provided in a particular form, language, or manner.

78. Privacy

Our handling of personal information is described in our Privacy Policy.

79. Independent Decision-Making

Selling fire-damaged real estate can have significant:

You may wish to consult:

80. No Professional Advice

Website content does not constitute individualized:

81. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a licensed California real estate professional participates, applicable agency and representation documentation controls.

82. Acceptable Use

You may not:

83. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Fire Damaged Homes Long Beach California.

You may not commercially reproduce protected Website content without authorization.

84. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

85. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

86. No Guarantee of Transaction

We do not guarantee:

87. Marketing Claims

Website statements describing an offer or process as:

describe intended or possible service characteristics and do not guarantee a particular financial outcome.

The signed transaction documents control.

88. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

89. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that California law does not permit to be waived.

90. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY FIRE DAMAGED HOMES LONG BEACH CALIFORNIA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities arising under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

91. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

92. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Fire Damaged Homes Long Beach California from claims arising from your:

93. Governing Law

These Terms are governed by the laws of the State of California, except where another law must apply.

94. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, tenant, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in California.

These Website Terms do not impose mandatory arbitration.

Separately executed transaction agreements may contain different enforceable dispute provisions.

95. Non-Waivable California and Long Beach Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

96. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

97. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

98. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

99. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

100. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

101. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

102. Contact Us

Questions concerning these Terms may be directed to:

I Buy Fire Damaged Homes Long Beach California
Long Beach, California
United States

Website: ibuyfiredamagedhomeslongbeachcalifornia.com